YVETTE
ENGLISH SPEAKING VA | LOANS & MORTGAGE SUPPORT
Yvette has over twelve years of corporate experience in the financial and banking sectors. She has handled secured lending, client evaluation, and branch performance reporting. With one year of hands-on experience in loans and mortgage operations, she managed business, personal, and commercial loan applications while ensuring compliance with government and banking regulations. Yvette is proficient in loan databases, accounting tools, and office software for reporting and documentation.
TOOLS
EQUIPMENT
VIDEO
1 YEAR OF MORTGAGE EXPERIENCE • LOANS & MORTGAGE OPERATIONS • ENGLISH LEVEL: PROFICIENT
Yvette brings a structured, detail-oriented approach to financial operations, ensuring accuracy and compliance in every stage of loan and mortgage processing.
EMPLOYMENT SUMMARY
Yvette is an accounting and finance professional with experience across public sector, banking, and private companies. She has 1 year of mortgage and loan processing experience gained as Assistant Loan Head at Rural Bank of Cuenca, Inc., with earlier loan-operations exposure at EM-A Prime Value Credit Corp. She also has bookkeeping experience supporting BSP reporting and financial statement preparation. In the public sector, she handled accounting, payroll, tax compliance, and ISO documentation at Batangas State University.
EMPLOYMENT HISTORY
BATANGAS STATE UNIVERSITY JPLPC MALVAR
ACCOUNTING ADMINISTRATIVE AIDE VI
2025
- Prepared Disbursement Vouchers and Journal Entry Vouchers for all payment claims.
- Prepared and encoded taxes (BIR 2307 / Certificate of Creditable Tax Withheld at Source).
- Prepared and submitted Creditable Withholding Tax for communication billings.
- Prepared BIR 2316 or Certificates of Compensation Payment for faculty and personnel.
- Monitored and reconciled inventory report balances.
- Prepared ledger cards for all inventory supplies.
- Prepared and updated ISO documents.
BATANGAS STATE UNIVERSITY PABLO BORBON
ACCOUNTING ADMINISTRATIVE AIDE VI
2024
- Prepared Daily Journal Entry Vouchers (JEV), Cash Receipts Journals (CRJ), and Cash Disbursement Journals (CDJ).
- Processed payroll for salaries and honoraria of part-time and guest lecturers.
- Prepared payroll registers through Land Bank Financial Data Entry System (FINDES).
- Prepared bi-monthly payslips for part-time/guest lecturers.
- Maintained individual ledgers for part-time/guest lecturers, posting salaries, honoraria, and taxes.
- Prepared BIR Form 2307 for concerned part-time/guest lecturers every quarter.
RURAL BANK OF CUENCA, INC.
ASSISTANT LOAN HEAD
2023
- Supported the Loan Department Head in supervising and guiding loan department personnel.
- Assessed and screened loan-related inquiries and applications prior to endorsement for approval.
- Reviewed, updated, and helped develop loan products, lending programs, forms, and operational manuals.
- Audited individual and consolidated loan reports from branches to ensure accuracy and regulatory compliance.
- Prepared comprehensive loan performance and status reports for Board of Directors' meetings.
- Evaluated and issued Secretary's Certificates in coordination with the Corporate Secretary.
- Verified Board Meeting Minutes against the official Table of Contents for accuracy and completeness.
- Acted as the bank's designated Safety Officer, ensuring compliance with DOLE and OSH standards.
- Served as CIC Reporting Officer, overseeing accurate and timely submission of required credit data.
RURAL BANK OF CUENCA, INC.
BOOKKEEPER
2018
- Prepared daily, weekly, and monthly accounting schedules and financial reports.
- Maintained journal entries, proof sheets, general and subsidiary ledgers.
- Monitored accounts receivable and accounts payable.
- Prepared balance sheets, income statements, and bank reconciliations.
- Compiled financial reporting packages submitted to Bangko Sentral ng Pilipinas (BSP).
- Consolidated loan listings and reports for Credit Committee and Board of Directors.
- Assisted the Corporate Secretary in reviewing and preparing Secretary's Certificates.
- Served as Branch Custodian for vault and borrower loan collaterals, ensuring proper documentation and safekeeping.
MACALINDONG GROUP OF COMPANIES
ACCOUNTING CLERK
2017
- Evaluated and optimized the company's newly implemented database system for better accounting accuracy.
- Compiled, analyzed, and summarized accounting schedules for multiple business units.
- Assisted in payroll processing to ensure timely and accurate salary disbursement.
COSMOSPHERE GREENTECH SOLUTIONS, INC.
ACCOUNTING STAFF
2016
- Recorded, analyzed, and summarized financial transactions, including Daily Cash Position and Monthly Financial Statements.
- Managed issuance of Purchase Orders, ensuring documentation and compliance with procurement policies.
- Prepared confidential employee payrolls in compliance with labor laws and company standards.
EM-A PRIME VALUE CREDIT, CORP.
CLUSTER SUPERVISOR
2012
- Monitored employee performance, production, and daily operations across South Region A branches.
- Led branch teams to meet and exceed account targets through strategic market planning and performance management.
- Conducted competitor profiling to identify market opportunities.
- Surveyed and evaluated new rural areas to support branch expansion.
- Coordinated with the Accounting Department to ensure compliance with BIR regulations and tax laws.
EM-A PRIME VALUE CREDIT, CORP.
TECHNICAL CLUSTER OPERATIONS STAFF
2012
- Reviewed, consolidated, and submitted branch reports for management decision-making.
- Provided client support on loan inquiries and application status.
- Analyzed loan applications and prepared documentation for management approval.
- Processed loan releases and generated operational reports.
ASSESSMENT RESULTS
DISC PERSONALITY RESULT
Conscientiousness (C) - Highly detail-oriented, analytical, and systematic. Yvette focuses on accuracy, compliance, and structured financial processes.
Steadiness (S) - Reliable, calm, and supportive. She provides consistent support to teams and clients, maintaining stability even under pressure.
EF ENGLISH TEST RESULT
Communicates clearly and fluently with strong pronunciation. Uses a broad range of vocabulary and grammar structures effectively, showing confidence in expressing detailed and well-organized ideas.
COMMON EUROPEAN FRAMEWORK OF REFERENCE FOR LANGUAGES (CEFR)
Can understand and use familiar everyday expressions and basic questions about personal details.
Can have very short social exchanges and give information on familiar and routine matters when traveling.
Can briefly describe past events and future plans, give reasons for opinions and explain advantages and disadvantages.
Can communicate confidently in a variety of academic and professional environments.
Can use the language flexibly and effectively for social, academic and professional purposes.
Can interact with ease and can differentiate their shades of meaning.
EDUCATION
(CLIENT TO PROVIDE)
ACCOUNTING / FINANCE-RELATED BACKGROUND
(YEAR)